The Banca Sammarinese di Investimento offers its clients the possibility to use its portfolio management services, provided through the professionalism and experience of the bank’s team of specialists.
The client identifies the line of investment which most answers his needs and entrusts the Banca Sammarinese di Investimento, by means of the contribution of a specific mandate, with the task of managing their assets on ongoing securities with the knowledge and peace of mind of having entrusted them to the care of trusted professionals.
Thanks to the service of asset management, the customer can access a number of financial instruments whose aggregation in the portfolio is designed to optimize the risk/return on the investment.
01| SHORT TERM MONETARY ACCUMULATION PLAN
Dedicated to those who aim at the capital preservation and a short term performance.
Objective: short term performance which is higher compared to periodic investments of funds on the monetary market.
Financial Instruments: mainly bonds issued by overnational organizations, Governments and Banks with an average financial duration of 18 months
Investment Area: Europe
Currency: euro
Risk Level: Low
Recommended duration: medium/long period
02| AGGRESSIVE BOND
Dedicated to those who have a growth of assets by investing in bonds as their objective
Objective: Looking for best performance, by splitting the risk by means of diversification of the securities in relation to the rating and the average duration of the same (duration).
Financial Instruments: bonds, mutual funds or unit trusts, certificates of deposit, repurchase agreements.
Investment Area: Europe and the leading world markets
Currency: euro with the possibility of investing in other currencies
Risk Level: medium-high
Recommended duration: medium/long term
03| SMART WEALTH MANAGEMENT
Objective: SMART wealth management has a MEDIUM HIGH risk profile and a MEDIUM HIGH volatility, it is a capital protective investment wich offers the reduction of loss risk but it does not guarantee the full refund of the capital. This means that it differs from capital guaranteed products
Financial Instruments:This product involves Capital protected Structured products (CAPITAL NOT GUARANTEED), structured bonds, certificates or notes, index notes and forex linked notes, related to the trend of the main stock markets and exchange markets
Investment area: Europe and the main global markets
Valuta: euro con possibilità di investire in altre valute
Risk level: medium high
Recommended duration: medium/long period
04| HIGH PERFORMANCE MONETARY ACCUMULATION PLAN
Objective: positive performance compared to the securities markets, with high risk and high volatility investing in shares and derivatives.
Financial Instruments: risk capital shares, ETF, Funds and Sicav, bonds and subordinated bonds, Certificates, Warrants, Foreign Currencies, Derivatives.
Investment area: Europe and main world markets
Currency: euro and other currencies as well
Risk level: high
Recommended duration: medium/long period