01| IN – OUT PAYMENTS
Automatic payment of bills
This service allows you to pay the domestic bills from San Marino or Italy automatically, in a safe and easy way. This system works directly on your account debiting the amounts related to services and products supplied. Throughout our branches or on your web banking you can manage and check the list of bills payed.
The MAVs are payments throgh advice, they consist in pre-printed documents indicating the payer name and surname, the amount and the expiring date. It is a payment service which has a specific amount but not connected directly to a specific bank. In fact, the payee asks his bank to issue a payment order indicating the necessary information, the banks produces the document which is sent to the payer. In general this service is used by schools, universities, local public entities or insurances.
The Freccia bulletins is a payment service through electronic fund transfer, which can be payed in any bank even if you do not hold an account.It is a standard form already filled and completed by the creditor company. It is used by entities and companies for receiving medium amount payments but with a certain frequency (university taxes, bills etc.)
The RAV is a sort of bulletin used by authorized entities for receiving particular payments for example fines, registration to free lancers public list, garbage taxes etc. The creditor send a paper advice RAV to the debtor and once the payment has been done, the creditor receives back a paper confirmation.
At our counters you can pay all the taxes coming from the Public Administration and you can also set up the Direct Debit of public services on your banking account (e.g school taxes etc)
If you receive a pension from San Marino or Italy it is possible to transfer it directly on you new account, you just have to sign a form which is provided to you at our desks. In fact, Banca Sammarinese di Investimento has signed a special agreement with the Istituto Centrale delle Banche Popolari Italiane in order to let its customer receiving the pensions from Italy as well.
National bank transfer
Throughout Banca Sammarinese di Investimento you can receive or dispose any type of bank transfer addressed to a beneficiary in San Marino or Italy. In ordet to use this sevice you need to know the IBAN of the beneficiary customer. Throughout our branches or on your web banking you can manage and check the list bank transfer executed and received.
Banca Sammarinese di Investimento is included in the SWIFT international payment system (BIC code BSDISMSDXXX). Throughout Banca Sammarinese di Investimento you can receive or dispose any type of european and international bank transfer. In order to use this service you need to know the settlement instructions of the beneficiary customer (the IBAN code for the europen area, the complete account number for the rest of the world) and the SWIFT (or BIC) of the final beneficiary bank. Throughout our branches or on your web banking you can manage and check the list bank transfer executed and received.
In order to receive a bank transfer from abroad you need to indicate the IBAN code of your bank account with BSI and the SWIFT code of Banca Sammarinese di Investimento (BSDISMSDXXX) and the references of the intermediary bank depending on the currency used.
|CURRENCY||INTERMEDIARY BANK||SWIFT CODE|
|EURO||KBC Bank NV||KREDBEBBXXX|
|USD||Deutsche Bank Trust||BKTRUS33XXX|
|CAD||KBC Bank NV||KREDBEBBXXX|
|CHF||KBC Bank NV||KREDBEBBXXX|
|GBP||KBC Bank NV||KREDBEBBXXX|
|JPY||KBC Bank NV||KREDBEBBXXX|
|NOK||KBC Bank NV||KREDBEBBXXX|
|SEK||KBC Bank NV||KREDBEBBXXX|
|CZK||KBC Bank NV||KREDBEBBXXX|
This service allows you to execute a payment with the frequency you need, choosing a specific amount or a flexible amount: e.g payment of a rent, periodic payment of a mortgage or leasing.You can activate it on our counters, indicating the settlement instructions of the benficiary, the frquency, the amount. Throughout our branches or on your web banking you can manage and check the list bank transfer executed and received.